I need to find out what companies offer long term disability insurance for commercial divers. If anybody has some information about this, it would be greatly appreciated.
Thanks
Go to any insurance broker and they can find an outfit that writes disability insurance.
all states have workmans disability insurance. all companies must carry it for there employees. If you are a freelance diver then you can get your own.
Are you planning to file a claim as soon as you get it?
Hi
thanks for the info
i am not going to file a claim as soon as i get it. Its for just in case something happens in the future and i can never work again, I know I will have an income until death.
I live in South Africa at the moment and when it comes to commercial diving they can be a big difficult.
So I want something that I pay personally (does not matter how much the premiums are) so that i have peace of mind.
I think what you are talking about is short term workmans disability insurance (you get an income for a couple of months or a couple of years)